Buy and Remodel with One Loan (Or refinance)

Posted by Austin Shumaker on Sep 11, 2019 9:37:52 AM

Found a home in an area with only fixer uppers? Want to renovate your current home? Not sure what to do? There's a Fannie Mae program for you.

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Topics: Interest Rates, Mortgage, Renovation

5 Documents You Need To Speed Up The Loan Approval Process

Posted by Austin Shumaker on Jun 25, 2019 7:07:29 PM

Maneuvering the home loan process is a more tedious and daunting task than it was at the beginning of the 21st century. Previously lenders often approved loans to borrowers without properly checking their level of risk. This caused a tidal wave of defaulted mortgages which sent the country into the Great Recession. Shortly afterwards, new laws and requirements were enacted to ensure that lenders properly vetted their potential borrowers and their ability to repay their loans.

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Topics: Mortgage

Rocket Mortgage VS Your Local Home Lender

Posted by Austin Shumaker on Jun 11, 2019 8:38:43 AM

At Louisiana Home Lending, we hear these questions all the time. Whether it be from potential customers, those looking into funding commercial or residential construction projects, current customers, local insurance agents, or blasted on Pandora or popular podcasts:

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Topics: Mortgage

The Top Mortgage Road Blocks And How To Avoid Them

Posted by Austin Shumaker on May 13, 2019 9:26:25 AM

Most home buyers are unaware of how other financial decisions can weigh on their mortgage approval and closing. In this blog we discuss the top road blocks you should avoid when attempting to get approved for a mortgage.

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Topics: Insider, Mortgage

Mortgage Broker or Mortgage Banker - What's the difference?

Posted by Austin Shumaker on Mar 17, 2019 10:24:04 AM

The time has come: it's your time to have your piece of the pie of the American Dream. Time to find a lender. You've done your research, and you've come across two distinct terms: mortgage bankers and mortgage brokers. What is the difference between these two entities and which is right for you? How do they help you?

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Local Lending vs Big Banks: What You Need To Know!

Posted by Austin Shumaker on Jan 25, 2019 9:16:49 AM


Some of you may be familiar with receiving emails from your current banks such as Chase, Iberia, or HomeBank regarding your “pre-approval” for mortgage lending through them.

And while this may seem like good news for those of you currently looking for lending options, going with the big banks as opposed to a local, private lender, could pose some hidden problems that most aren’t aware of in the lending world.

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Topics: Interest Rates

Struggled through 2018? Here Are The Top 8 Ways To Crush 2019!

Posted by Austin Shumaker on Jan 14, 2019 1:23:59 PM
This is usually the time of year that most people really start contemplating if they want to follow through on their New Year resolutions or not.
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Topics: Insider

Getting Pre-Approved for a mortgage. Why does it matter?

Posted by Austin Shumaker on Dec 4, 2018 7:06:18 AM

Whether you're thinking about buying, shopping for a home, or have found the home you love, getting a pre-approval is paramount in helping you make a great decision both financially and practically.

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Mortgage Rates are Knocking at Affordability's Door - We have a Solution.

Posted by Austin Shumaker on Nov 19, 2018 1:24:52 PM

Mortgage rates are rising. It's a scary time - that's why we've partnered with a lender to make it simple, easy, and smart to get the best rate on your mortgage.

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Topics: Interest Rates

Rising Interest Rates, YES.. but still better than the banks!

Posted by Austin Shumaker on Nov 8, 2018 10:44:58 AM

Market Update:

Freddie Mac's chief economist notes: "Despite higher mortgage rates, the monthly mortgage payment remains affordable." 

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Topics: Interest Rates

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